Naughty or Nice?

Santa isn’t the only one that carries around a naughty and nice list this time of year.  The world of personal finance has certain numbers that work for and against us.  Let’s pull out our clipboard and peek at some of the naughty and nice personal finance numbers. 

Numbers help us objectively measure our current situation and progress.  How do we minimize the numbers that are working against us and maximize those that can work for us?  That is basic personal finance management.  Next week, we will consider some MorphGoals for 2025 that align with these lists.  No situation should remain unchanged.  We have an opportunity to turn the page with a new year.  Let’s find the courage and do it! 

The 50% uncomfortable, 70% incremental, 100% vital principle still apply.  Think about it and do the work.  Remember, you are worth it!  If you want to talk about it, drop us a note at letstalk@studiomfinancial.net.  Until we meet…keep working on the change.